Frequently Asked Questions
We’re here to help—every step of the way.
We know navigating a child’s medical journey can come with a lot of questions, especially when finances are involved. This page is here to provide clear answers about how The B.A.B.Y. Foundation works, who we help, and how to apply for support. If you don’t see your question answered below, please don’t hesitate to reach out—we’re always happy to help guide you through the process.
Who can apply for assistance through The B.A.B.Y. Foundation?
Families living in Northern Colorado who have a child facing medical challenges and are medically underinsured may apply. We support children from birth through young adulthood (up to age 26 if they remain on a parent’s insurance plan).
What does “medically underinsured” mean?
Being medically underinsured means you have health insurance, but it doesn’t cover all of your child’s medical expenses. This can include high deductibles, co-pays, denied treatments, or necessary medical items not covered by insurance.
Do I have to be in a financial crisis to apply?
No. Many families we help are working, insured, and doing everything right—but medical costs add up quickly. If your child’s medical expenses are creating financial stress, we encourage you to apply.
How do I apply for assistance?
You can download the application directly from our website:
www.thebabyfoundation.org/apply
Once completed, submit it:
Email: President@TheBABYFoundation.org
Mail:
The B.A.B.Y. Foundation
PO Box 516
Eaton, CO 80615
What types of expenses does The B.A.B.Y. Foundation help with?
We provide financial assistance for medical-related expenses, including but not limited to:
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Medical bills not fully covered by insurance
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Hearing aids or medically necessary devices
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Ongoing treatments and therapies
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Specialist visits related to your child’s condition
Please note: We only cover medical expenses.
How often are applications reviewed?
Applications are reviewed monthly by our Board. Once submitted, a dedicated Application Liaison will guide you through the process and keep you informed every step of the way.
How long does it take to hear back after applying?
You will be contacted within one week of the Board meeting where your application is reviewed. If additional information is needed, your Application Liaison will reach out to help you complete the process.
What happens if my application is incomplete?
If any required information is missing, your application will be placed on hold until it is complete. Don’t worry, your Application Liaison will help you understand what’s needed and how to submit it.
Does applying for help affect my eligibility for other assistance or benefits?
No. Receiving assistance from The B.A.B.Y. Foundation does not impact your eligibility for insurance, government programs, or other nonprofit support.
I'm nervous about asking for help- should I still apply?
Yes. Asking for help is not a weakness- it’s an act of courage and love for your child. We are here to support families during some of the most difficult seasons of their lives. You are not alone, and you are not asking for too much.
How does The B.A.B.Y. Foundation pay medical bills?
The B.A.B.Y. Foundation works directly with medical providers. Once assistance is approved, we coordinate payment directly to the provider to help reduce financial stress on families and ensure funds are used exactly as intended.
What if we’ve already paid the medical bill? Can we be reimbursed?
We prefer to pay providers directly. Reimbursements are considered on a case-by-case basis and are typically approved only when paying the bill has created a financial hardship for the family- such as placing the expense on a credit card and accruing interest. Our goal is always to support families in the most meaningful and responsible way possible.